Are payday loans wrecking your life? The thing is with payday loans, at the time when you really need some money to get you to payday they might seem like a great idea, however they can easily get out of hand. Simply by being a couple of days late with the repayment can mean that the interest (which could be several thousand percent APR) jumps at an astronomical rate and gets to a point where you will never be able to pay it back. If you find you are short of money in the middle of the month you need [...] Read more »